What documents do I need to apply for a home loan?

Typically, you’ll need identification, proof of income, employment details, and information about your assets and liabilities.

How long does the loan approval process take?

The timeframe can vary, but generally, pre-approval takes a few days, and full approval can take up to two weeks, depending on the lender.

Can I get a loan with a low credit score?

Yes, options are available for individuals with lower credit scores. We can discuss strategies to improve your credit profile and find suitable lenders.

What is the difference between fixed and variable interest rates?

Fixed rates remain the same for a set period, providing stability, while variable rates can change, potentially offering savings if rates decrease.

Do you charge for your services?

Our services are typically free to clients, as we receive a commission from the lender once your loan is settled.